How to live better with less money

Step 1: Travel
One of the best ways to cut your living costs is to get rid of the car. Walk or cycle to work. If you have to drive, get a car that has a low petrol consumption. If you commute to work or run by car, team up with neighbours to share the journey and the cost. You can alsosave on public transport fares by travelling off-peak, outside the rush hour.
Step 2: Shop locally
You may think that going to supermarkets and chain stores are the cheapest way to shop, buttry visiting your local market stall, as lower overheads should mean lower prices. Using localstores and markets will also support your local community.
Step 3: Shop online
Carry out research on the internet for the best bargains, before you go out to buy something. Price comparison websites such as sellersunion online will help you find the lowest prices even if you don't end up buying online. Online grocery shopping will also save you time and travelcosts.

Step 4: Cancel your gym membership
If you don't use your gym regularly cancel your membership immediately. Even if you do, it's easy to exercise for free. Try running home from work. You'll soon save enough money to buyan exercise bike or even a rowing machine.
Step 5: Use your library
Don't waste your money buying books if you've got a local library. They're not only good forborrowing novels - they also stock cookbooks,guidebooks, CDs and videos. Visit Whichbook.netto find a book and check whether it's available at your local library.
Step 6: Take up a money-savingsaving hobby
With a bit of thought and creativity you can find a hobby which is both interesting and cheapto do. Rather than going to the pub, try something new. Take up painting or go fishing. If you prefer going to the theatre or a concert, you can save money by buying the tickets when theyfirst go on sale.